Computer simulation of flow- and thermally-induced stresses in mechanical-equipment assemblies has, in the past, required the use of two distinct software packages, one to determine the forces and the temperatures, and the other to compute the resultant stresses. The present paper describes how a single computer program can perform both tasks at the same time. The technique relies on the similarity of the equations governing velocity distributions in fluids to those governing displacements in solids. The same SIMPLE-like algorithm is used for solving both. Applications to 1-, 2- and 3-dimensional situations are presented. It is further suggested that Solid-Fluid-Thermal, ie SFT analysis may come to replace CFD on the one hand and the analysis of stresses in solids on the other, by performing the functions of both. (author) 7 refs.