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Title: Energy-efficient mortgages and home energy rating systems: A report on the nation`s progress

Technical Report ·
DOI:https://doi.org/10.2172/10110612· OSTI ID:10110612

This report summarizes progress throughout the nation in establishing voluntary programs linking home energy rating systems (HERS) and energy-efficient mortgages (EEMs). These programs use methods for rating the energy efficiency of new and existing homes and predicting energy cost savings so lenders can factor in energy cost savings when underwriting mortgages. The programs also encourage lenders to finance cost-effective energy-efficiency improvements to existing homes with low-interest mortgages or other instruments. The money saved on utility bills over the long term can more than offset the cost of such energy-efficiency improvements. The National Collaborative on HERS and EEMs recommended that this report be prepared.

Research Organization:
National Renewable Energy Lab. (NREL), Golden, CO (United States)
Sponsoring Organization:
USDOE, Washington, DC (United States)
DOE Contract Number:
AC02-83CH10093
OSTI ID:
10110612
Report Number(s):
NREL/TP-461-5478; ON: DE93018230; BR: WM1020000
Resource Relation:
Other Information: PBD: Sep 1993
Country of Publication:
United States
Language:
English