Securing insurance coverage for EMF claims
- Paul, Hatings, Janofsky Walker, Los Angeles, CA (United States)
When confronted with lawsuits resulting from EMF-related claims, utilities must aggressively work to ensure that they receive the full protection and defense due them by their insurance companies. Within the last two years, electric utilities have been increasingly subject to claims alleging that plaintiffs have suffered bodily injury as a result of exposure to electromagnetic fields (EMF) and that this exposure has caused everything from emotional distress to cancer. The plaintiffs generally claim that EMF exposure has also caused property damage - usually in the fourth of a reduction in the value of their residence. Claims have also been made on the grounds that EMF constitutes a tresspass and nuisance, which has prevented plaintiffs from using their property to the fullest extent. While utilities may debate the degree of harm, if any, caused by exposure to EMF, one thing is certain: The current EMF claims are only the tip of the iceberg and are not likely to dissipate any time soon. As a result, utilities must example their insurance coverage to determine whether any existing or future EMF claims are covered under the company's policies. Such insurance would most likely help pay for the cost of defending against EMF lawsuits and indemnify the company if any liability is assessed.
- OSTI ID:
- 7038677
- Journal Information:
- Fortnightly; (United States), Vol. 129:4
- Country of Publication:
- United States
- Language:
- English
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