Summary: The Young Person's Guide
to Health Insurance
U.S. PIRG activist Abby Berendt Lavoi tells her
health care story at a Capitol press conference.
Speaker of the House Nancy Pelosi signs this
year's health care legislation.
As you return to campus this semester, I want to take a moment to make sure you know
about some important new changes that will help ensure you have access to affordable, quality
health care. I know you might not spend too much time worrying about getting sick or having
an accident, but chances are you or a friend have had to seek medical care because of a health
emergency or to treat a chronic condition. Thanks to the health care law--the Affordable Care
Act--you can be confident that you will have health insurance when you need it most.
Under the new law, you can remain on your parents' health insurance plan until you turn 26
or find a job that offers insurance. Graduating from college will not mean losing your health
The new law makes it illegal for new health insurance plans to charge you a deductible or other
fees for important preventive services. This means services like flu shots, nutrition counseling, and
help quitting smoking will be covered by insurance plans with no additional charge.
The Affordable Care Act also ends some of the worst insurance company abuses. This year,